Here is my best advice.
1. If you are out of state, file a written complaint with the FBI , Fax it to :Agent Paul Bonin 714-245-5394
2. File a complaint with the Orange County Sheriff's Department Phone 714-647-7040
3. File a complaint with the the Better Business Bureau Better Business Bureau Marcus Davin changed the name of the company from Benchmark to Cobalt .. probably because Benchmark has an F rating .. and over 80 complaints ... now there is only one complaint on Cobalt and it says that it has been resolved ..
Hard to believe that the person who filed the complaint wrote: "I have received full refund and am 100% satisfied with Cobalt . Loan did get approved and Cobalt is ready to fund Marcus Davin was a true professional."
Has this been your experience with Marcus and Cobalt .. Benchmark ... a professional crook maybe ...